Non-disclosure and fraud have very different legal standards under Section 45. Courts require proof of knowledge for one and intent to deceive for the other.
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Term vs endowment, ULIP, money-back — see how term insurance stacks up against every alternative.
Everything you need to know about filing claims, required documents, and getting payouts.
Keep your policy active — lapse & revival, grace periods, premium holidays, and more.
Comprehensive guide to buying and managing term insurance from abroad as an NRI.
Latest from the world of term insurance in India
IRDAI has begun collecting granular commission data from every life insurer. The numbers explain why agents sell endowments over term plans — and what could change.
NHRC issued a notice to IRDAI after disabled persons were denied life insurance. The legal framework, IRDAI guidelines, and your rights as a buyer explained.
Term insurance premiums rose 85% between 2020 and April 2026 in two sharp spikes. We break down exact premium increases by insurer and age, and what options remain for buyers after the hike.
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